Intro

This chapter features a listener who shares their financial challenges at 65, including debt and minimal savings. The discussion centers on practical strategies for reducing debt, establishing an emergency fund, and planning for retirement security.

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🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!

Dave Ramsey and George Kamel answer your questions and discuss:

"I'm 65 and I've never made good decisions with money, where should my focus be at my age?"
"Is health insurance a bad investment for our family?"
"I'm skeptical about combining finances with my spouse..."
"Can I retire at 38?"
"How much should I spend on an engagement ring?"
"Should I use a debt relief company to pay off my gambling debt?"
"What is the best way for a married couple to handle finances while running a business together?"
"I'm 61 with no retirement savings and living in low income housing..."
"How do I combine my emergency fund and investments with my future wife?"
"How do I encourage my husband to get a job so I don't have to work two of them?"
"Should I leave a PhD program that I have a full-ride scholarship for?"