Investing in Life, Mr. Buffett and Mr Munger

Mr. Buffett made an initial investment in USG shortly before the company declared bankruptcy due to the mountainous bestest liability. We've got an allowance in there for the expenses incidentally of, because we do make monthly payments to these people eventually and we have to keep track of whether they're still alive or not. But it's, that number will go up over time. With interest rates stay where they are, that 4.1 will come down a little bit as we add no business.