If you're going to use risk parity strategies in saving for college, it's probably going to require more than just the 529 accounts given what is generally available in those these days. Once you get really close, it makes more sense to actually move that into cash and cash equivalents or short-term bonds. A man has got to know his limitations. Clint Eastwood, Magnum Force.
In this episode we answer emails from Kyle, Esek and Erin. We discuss 529 plans, what is "enough" in terms of this podcast, and THEN the meta approaches to retirement planning and the importance of distinguishing portfolio construction and allocation strategies from portfolio management techniques, including a tour on the Good Ship Lollipop with the Outlaw Josey Wales. Errata: I said "Bernstein assumptions" when I meant "Bengen assumptions."
And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.
EconoMe Conference link: Programming & Activities - EconoMe (economeconference.com)
Support the show