Is a Fidelity Account a Good Idea for a Student Loan?

Patrick on north carolina, as clerk, i have a tn aged son. And have been looking at the fidelity youth account as a way to start teaching him a little more in the way of savings and investing. He already has the savings account our state credit union. But i was thinking this might be an extension of that. My question is how would an account like the one provided at fidelity, or others, if there are, any effect a student loan application in the future for college a? It's a bummer, patrick, because also that savings account credit union affects a student aid eligibility.