How to Save Money and Live a Better Life

I'm terrible moving money, but I have systems in place that stop me being bad with it. If all my money just sat in my bank account, I will burn through it. So many more people are trying to get into this buy now pay later game now. In the US, like, you know, Apple has got Apple Pay later coming later this year. Because it is such a powerful market to be in. But if you're a high rate taxpayer, that's like losing 20 grams worth of income almost. Or what if these small sums add up? And that's what really worries me about buying out pay later because you're looking at the small number. It was 30 pounds