Home Price Inflation

Home prices have gone up at 19 point nine % over the last 12 months. That's more than three times the long term average home price inflations five point four%. When someone tries to save money for a home down payment, largely where do they place that cash and cash or a savings account yielding point zero 5%? So effectively, someone sat in tha savings account over the last year, they've lost 20 % purchasing power for their home down payment. It's just become unaffordable. We think it's a home down Payment crisis. And we used our background on the investment side to put that together.