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Retirement Is Nothing Like I Thought It Would Be

Two Sides of FI

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Navigating the Shift from Accumulation to Withdrawal in Early Retirement

This chapter explores the critical differences between pre-FI and post-FI phases in financial planning, focusing on the necessity of a solid drawdown strategy. It highlights the importance of shifting one's financial mindset from accumulation to sustainable withdrawal while acknowledging the gaps in current discussions within the FIRE community.

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