Summer Series Part 10: Protecting yourself and your family
Australian Finance Podcast
Emergency funds as cheap insurance
Gemma explains three-to-six months cash buffers and how they interact with income protection and premiums.
Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year!
Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet.
Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the challenge yourself.
In this episode, we cover:
What insurance is, why it matters, and who needs it
The main types of insurance in Australia, including health and personal insurance
How private health insurance works and common mistakes to avoid
Wills and estate planning basics every adult should understand
How insurance and estate planning work together to protect your family and assets
Common gaps people miss and how to think about cover and documents at different life stages
If you want to build confidence with your money, simplify your finances, and get ahead before 2026, this series is for you.
Resources for this episode
Follow Owen and Gemma’s progress- Finders Keepers Page https://www.raskmedia.com.au/finders/
Review your Insurance with Skye Wealth https://www.raskmedia.com.au/services/life-insurance/
Buy Gemma’s book “The Money Reset”- https://amzn.to/42Uz0aK
Ask a question (select the Finance podcast): https://bit.ly/R-quest
~~ Show partner resources ~~
Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
View Betashares range of funds: https://bit.ly/beta-25
~~ Rask resources ~~
All services: https://bit.ly/R-services
Financial Planning: https://bit.ly/R-plan
Invest with us: https://bit.ly/R-invest
Access Show Notes: https://bit.ly/R-notes
Ask a question or give us feedback: https://bit.ly/R-quest
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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