Crystallize Early, Draw an Income Off Is Drawdown Pot to Reduce Growth

Is it better to pay a 20 fivend, five cent tax charge than actually pay a shed load of income tax? Absolutely. And you've got to balance these things. You can't look at these things in isolation. It's always the danger of going to your adviser and saying, i want you to fix my life time allowance charge. If any adviser says yes to that, you need to run out the door as quick as possible. The thing is, this is the deep end of the pool. You tok at big lumps of money here.