The Bear Stearns Effect on Credit Suites

UBS popping up because remember the it's not only the Swiss national bank, but the Swiss government. This is a bear skinning. You know, this is Bear Stearns over again. I will point out right now that two weeks ago, we talked about credit suites and it was down 58% on the year. Now it's 93% on two years. What you see is European and global institutions doing much better during this sort of quote unquote crisis. And at some point, if you have a real banking, bad banking crisis in Europe or the U.S., they're going to contagion to the others.