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Realized vs Unrealized Debt: Rule Two by Another Name?

Beginning Balance

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When Should I Start Worrying About My Roof?

A year is a good timeline, right? Everyone agrees on that one. But the question becomes, when do you start, and you could make yourself crazy? Like how easily could you, oh, this actually might be it? In your current reality, in your current surplus, how does your surplus compare to the probable cost of the thing? So if I have, say a roof is 30 grand, I have no idea what it goes. This day and age, it's probably a hundred.

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