I get that question a lot. What about crypto? Should I be investing in that my friends told me about this new coin and I'm thinking of putting a couple of thousand pounds into it? I get this all the time. And what you find is that the type of people who tended to be attracted to crypto tended to be extremely risk-seeking. They saw diversification and risk management as boring for old people. My view on crypto is if you have a well-diversified portfolio, well- diversified and you want to have a little bit of fun with one, two, even 5% of your portfolio, go ahead. It could be an individual stock. It could

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