
Breaking Banks’ Hot Takes, Live From The Alloy Labs Annual Member Meeting
Breaking Banks
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Fintech and Traditional Banking Dynamics
This chapter explores the evolving relationship between fintech companies and traditional banks, highlighting potential shifts in regulatory interpretations and risk appetites. It discusses the likelihood of fintechs acquiring banks and the varied approaches of large versus small fintech entities toward such acquisitions. Additionally, the chapter examines the implications of current banking regulations, particularly regarding new tech-driven banking entities, and shares personal insights on navigating the regulatory landscape in establishing a private student lender.
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