108: How We're Approaching Volatility in 2025
Rich Habits Podcast
Navigating Market Volatility
This chapter explores the nature of market volatility and the crucial role of strategic portfolio construction and psychological preparedness in investing. It encourages listeners to maintain a long-term focus, emphasizing the benefits of dollar-cost averaging and diversification to weather market fluctuations.
2025 has been a volatile year thus far, as we had predicted months ago. The good news is there are a ton of different ways to position yourself to take advantage of this volatility.
NEOS Investments' ETFs, specifically QQQH, has a built in "hedge" for downside risk. Their other ETFs, like SPYI & QQQI, offer monthly income to provide a 1% or more monthly return via cash deposited to your brokerage account.
We know volatility can be scary, but between NEOS ETFs, precious metals, resilient names like SCHD and dividend stocks -- riding out the volatility can feel like a breeze.
At the end of the day, dollar cost averaging is the best way to approach volatility -- especially if you plan to be in the markets for at least another 3-5 years.
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Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 3/10/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.
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