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Have Enough to Retire (Early)? 10 Steps to Make Sure

Two Sides of FI

CHAPTER

Planning Retirement Finances: A Detailed Analysis

The chapter provides a comprehensive discussion on setting an annual spend number for retirement planning, delving into after-tax versus true actual spending considerations. It covers topics such as effective tax rates, safe withdrawal rates, portfolio makeup, income multipliers, and tax implications on earnings. The chapter emphasizes the significance of tracking finances, updating net worth statements regularly, and considering individual risk tolerance in determining a safe withdrawal rate for retirement funds.

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