Is There a Hybrid Life Insurance Policy?

Having coverage for five years is good. You want to have inflation protection, cause a benefit to day is not going to be worth that much 20 years from now. Most people are going to be just fine with a five year benefit period. It very rare that someone will be like my mam and needs care for much longer than five years. But it's kind of the sweet spot time to buy. And so you buy that inflation protection, you should have something that'll be useful to you.