The cosmos hub and a few other cosmos zones athey refer to block individual block chains that run on top of the stack. So you can kind of think of it as a generalized bridge. If i want to build, for example, a lending market within cosmos, like, i can deplore that application to its own block chain. And any user that wants to send atoms from the cosmos ub or luna from terra's cosmo zone to my landing market is able to do that without really any with torby de fault.

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