Software allows for incremental payment caps. If you get a great job, and you're earning a hundred eighty in your first year, which we actually do see hapend, you could pay it back at an incremental payment cap. The school gets to design it. And if those eighty per cent do pay it back every year, their book of business increases because they have people paying off one fifth of their tuition every year. They build up this base of reccurring revenue. So these things could become absolute juggernots and just roll over higher education if they work.