How Do Home Builders Manage Interest Rate Volatility?

How do home builders generally manage interest rate levels, right? Because you can also envision scenario where the Fed's height rates at the fastest pace in history. And so if they have a bleak outlook for the economy, that is just naturally going to flow to limiting supply. But how do they deal with sort of the uncertainty around just the variability of the cost of capital? The public builders have many of their own mortgage divisions in house.

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