How Much Points Should You Pay to Lower Your Rate?

Is it a wise thing to pay points up front to lower your rate, especially if you're considering keeping the loan for a long period of time? Right now, you can't get away with outpaying points. Inflation has been well above 8% since the 80s. The dollars he wrote in so fast that you're never paying back what you borrowed any. Do your research differently for your property. Not the rate, not the cost. Those are factors you want to factor in, but that's not the real value.