The unaided human mind is almost at a complete loss faced with the decisions that the markets throw at us to day. It just doesn't seem to me that as a group, we humans, have learned anything efficacious in terms of helping us avoid these problems. I think i understand it better now than i did when i started out but we still have a lot left to learn. And that's why i still show up for work. The thing that fascinated me above all is, i think,the same question that jim has been asking about one way or another several times already: Why do smart people do stupid things with their money? There is no definitive answer to that. But