How to Convince Your Mother to File for Long Term Care Insurance

Since long term care insurance will be so expensive, should we convince her to move most of her assets into a trust? How do we convince her if it is the best option? I want every single one of you who are married to listen to this because I have said it over and over again. You do not want to file married, filing separately. If you do and make over $10,000 a year, you won't be able to have an IRA, a Roth IRA. Unless you see a certified public accountant and you figure out how much it might save you, you are to filed married, filing jointly.