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CPI, Cars, and Credit Conditions
Moody's Talks - Inside Economics
The Inflation of Credit Scores in 2019
Auto finance delinquency rates are at their highest level since the financial crisis. Those between 680 and 740 credit score bands may be worse borrowers than banks had expected going into making those loans to people that are just above subprime. The industry is a serve every kind of customer, so subprime has a place in both new and used market.
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