Amelia says it took her a little while to dial back the habit, but that she has managed to slow down. She buys now a lot less than she used to, because she's learned that later can last a pretty long time. Do you have economic questions about something happening in your life? Send us an email at planet money at npr dot org.
A wave of companies that allow customers to pay for items from their favorite stores in four interest-free installments has taken over the country. But is "buy now, pay later" lending too good to be true? | Subscribe to our weekly newsletter
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