The Happy Saver Podcast - Personal Finance in New Zealand cover image

82. From Paycheque to Paycheque to Home Sweet Home

The Happy Saver Podcast - Personal Finance in New Zealand

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How a Non-Home Owner Transitioned to Buying Her Own Home

Jess had always thought that she was never going to be able to afford to buy anything let alone a home. A conversation with a friend about 18 months ago in late 2021 suddenly turned the light bulb on in her head. She tried budgeting at pocketsmith for a while but found it a little too complex so she ended up creating her own spreadsheet where she could work out her outgoings. But although slightly ad hoc she was tracking her spending and at the same time she began applying to banks for pre-approval for a mortgage.

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