In today's Q&A we've got resident mortgage broker and friend of the show, Rachelle Kroon from Sphere Home Loans here to answer all of your burning questions about property loans! Rachelle shares what she's seeing on the ground in the mortgage space and gets into your questions around:
๐๐ผ parental guarantees
๐๐ฝ saving a home deposit in your parentโs bank account
๐๐พ FHB concessions + eligibility if buying with a partner who has bought before
๐ the lending process for a land purchase and build 12 months later
๐๐ฟ investment property loan vs PPOR
๐๐ป using the equity in your home to purchase an investment
๐ how do banks factor in your age when providing loans
๐๐ผ using the same mortgage broker for a PPOR & investment purchase
๐๐ฝ having an interest only loan for your investment property
๐๐พ refinancing - why and how do we do it?
๐๐ฟ how changing jobs affects lending
๐๐ป subdividing
๐ buying property in a trust structure
Need a broker in your corner for your next property purchase? Connect with the Sphere Home Loans team here.
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