Retired Before 50: A Look at Her Real Finances, Numbers & Strategy | Andy Panko Crossover | 186
Catching Up to FI
Andy Asks Jackie How She Stood Out
Andy describes first noticing Jackie's HSA expertise and how their connection began in the Facebook community.
Catching Up to FI co-host, Jackie Cummings Koski crosses over to Andy Panko's 'Retirement Planning Education' podcast for a funny, deeply practical masterclass on what FIRE really is (and what it isn't). Jackie is single-mom late-starter, FIRE for Dummies author, and "I retired but I'm still busy" money nerd. She rewinds her journey of retiring before 50 and walks Andy (and listeners) through:
- How she hit a ~$1M FI number with ~$40K annual spending
- Managing healthcare premiums by understanding how ACA subsidies really work
- Tapping her pre-tax IRA before 59.5 using 72(t) without blowing herself up
- Qualifying for ex-spouse Social Security benefits
- Medical tourism in Bali funded by her HSA
- Why most 401(k) menus are quietly sabotaging regular people
They finish with Jackie's second act: two books, a CFP, a master's in financial planning & financial therapy, and co-hosting Catching Up to FI to help late starters realize it's not too late.
DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:
The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50
The Alloy Market offers a seamless and efficient way to sell your gold, silver, and platinum jewelry, regardless of its condition. They are committed to transparency and fairness, ensuring you get the best possible value for your items. Use this special Link and enter code CUTOFI15 to get a $15 bonus when you sell items over $199 (limited time offer).
For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners
📩 Sign up for our newsletter (NEW!)
🌐 Visit Catching Up to FI website
☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee"
🎙️We love hearing from you! Record a Voice Message with your feedback or question Record a Voice Message with your feedback or question
RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.)
🌐Retirement Planning Education
🎙️Retirement Planning Education Podcast
📕 F.I.R.E. For Dummies by Jackie Cummings Koski
⏰ 'Catching Up to FI' Episodes
Retirement Planning Tips | Andy Panko | 063
From Poverty to Wealth and Early Retirement | Jackie Cummings Koski | 007
If you enjoyed this episode, please follow the show on your podcast player and leave us a rating or review. If you want to watch, be sure to subscribe to our YouTube Channel. This helps others find the show and keeps us creating great content for you!
⚠️Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.
The AI-powered Podcast Player
