Habits are Overrated, with Kristen Berman
Afford Anything
00:00
How to Change Your Environment
Financial literacy does not, over the long term, impact financial behavior. improving is about n designing your environment to help you be successful in the moment of decision making. Spending money is quite contagious. So if my friends are buying nice purses and nice shoes, this will increase the likelihood that i would overspend on my budget. The tax refund is one of the largest pay checks that americans get a little bit over three thousand dollars on average if you get a refund.
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