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Ask HTM - Is Direct Indexing Worth It, Sticky Cosigning Situations, & Kiddos With Credit Or Debit #949

How to Money

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Navigating Employer Benefits and Retirement Accounts

This chapter addresses a listener's concerns about subpar employer benefits, specifically a high-fee 401k without matching. The discussion covers alternative investment strategies and the advantages of using tax-advantaged accounts like HSAs and Roth IRAs for maximizing retirement savings.

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