How House Hacking Cuts Housing Costs

House hacking is still the easiest way to start investing in real estate—and it’s getting even easier. You no longer need to live with roommates, share spaces with tenants, and give up your home to offset your mortgage. Instead, thanks to some new methods, you may not even need to live with or next to a tenant at all. These “house hacking” methods still make you rich, still save you tons of money, and work in 2025. In fact, they’re so good, Dave and Henry are doing them right now, even in their 30s and 40s, even with spouses and kids!

So what is house hacking? House hacking is when you rent out a portion of the space in or on your property to offset your mortgage cost. This could be renting out one unit in a duplex while you live in the other, or renting out a bedroom in a single-family home. While those are the more “traditional” ways to house hack, there are new tactics that still make you money every month without giving up your personal space. We’re talking about renting out garages, extra land, swimming pools, and more.

Plus, new house hacking loans allow you to put even less money down on your next property so that you can get in with little money down, have other people pay most of your mortgage, and use the savings to build your passive income streams faster. It’s made us wealthy, and thousands of other investors, too. So, when are you going to start house hacking?

In This Episode We Cover

Why house hacking is the easiest way to get started in real estate in 2025

How to house hack without having roommates (multiple methods)

New 5% down loans you can use for single-family AND multifamily rentals

Alternatives to renting rooms/units (renting swimming pools, garage space, office space, land, etc.)

Why Fall 2025 may be an even easier time to get your first house hack (buyers in control!)

Henry’s new home that he’s personally designed for house hacking (you’ll want to live there)

And So Much More!

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