Is There a Short Window of Savings Opportunity?

Alex t is our second true data nerd to be joining us, so no pressure. But it's kind of difficult to talk about numbers and analytics on an audio based forma. I've been practising for ten years but we'll see how i do. Not too many numbers. Like advisory board has historically been pretty optimistic, maybe even too optimistic, about meticare risk. We've had a different tone on the commercial side. Maybe we've been too pessimistic. Why have we actually taken that stance historically? Well, there's good reason to have been pessimistic,. And that's just because commercial risk has been harder in a number of ways.