74. Life Insurance 101 with Ladder
Financial Feminist
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Term Life - Is That the Most Popular Option?
The keystone for term life is that it is the most cost effective because you're only using it for this amount of time. A lot of our clients think it's kind of a more lucrative option to get term life and then invest what they would have spent with whole life. But I we always say at HFK that like life insurance should be used for insurance, invest in accounts are used for investing. You want to invest in life insurance because you want to protect those you love rather than using them as an investment vehicle.
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