You probably ought to just get that money invested. Whether you've moved it to vanguard or sittin your bank account, it's probably already going through probate. So don't let the fear of probate keep you from investing money. You need tend best if you really want to avoid probate. That revocable trust, which you can change at any time, is totally revocable.
This episode Dr. Dahle talks about asset allocation. We discuss if your asset allocation should ever change and specifically if it should change in retirement or after you are financially independent. We discuss if it is even worth investing in international when US stocks are doing so well. Bonds continue to disappoint, and we continue to give the same message—stay the course. Once we talked all about asset allocation and investing, we move on to what you do once you have invested your money. You spend it. Funny enough, for some people, spending money is even harder than saving it. There is no point in having money if you are not going to spend it. Live a little! See full show notes here: https://www.whitecoatinvestor.com/asset-allocation-international-stocks-bonds-small-and-mid-cap-value-factors-280
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