Navigating High Mortgage Arrangement Fees for Overseas Investors

Let’s dive into this week’s Ask Rob & Rob, answering two new listener questions… 

• (0:44) Andrew's an expat investor who’s been quoted £5K for his mortgage arrangement fee, which feels steep to him. His broker says it’s due to the added risk of being overseas. He’s worried that if needs to remortgage every few years at a similar cost, it could eat into the benefits of an interest-only mortgage, especially with inflation. He turns to Rob & Rob for advice on whether this fee is fair and how it might affect his portfolio strategy. 
• (4:24) Adam’s curious to know whether The Robs foresee a time when mortgage companies might link their loans to inflation, potentially reducing the advantage of leverage in property investment. 

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