Munga: Perfectionism is procrastination, masquerading as quality control. It's a decision making fallacy. Not investing is the only way you guarantee to not get a return on your investment. Do you think inflation motivates people to actually do something with their money? Munga: If you feel like there's a cost of capital that's higher for letting it sit there, then you have a higher urgency to do something with it. But I mean, the business people would just probably keep more coins in their vault and just keep transacting.

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