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Sort out your budget & cashflow with financial adviser James O'Reilly

Australian Finance Podcast

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How to Use a Free Excel Spreadsheet to Plan Your Finances

The free spreadsheet was put together to help members plan for the future. It includes a traffic light system which enables you to understand overall how, what are your expenses look like as a function of your income? Are you saving well? And should you be making more progress? We break it down into discretionary and non-discretionary expenses. In model stage three tax cuts, which is something that a lot of people have sort of forgotten about, that was legislated by the Liberal government a few years ago now. If your income above $120,000 then you're probably going to benefit from this every year until 2024. You're about $9,000 better off every year as a result

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