How to Stop CBDCs?

I remember when we had Madoff and I know that you told me stories about people who were basically looking for a Madoff clone after they'd actually lost money with Madoff. And anybody who says that is either lying or doing something that is not legal because there's such thing as a constant rate of return. So the market goes up and down and trying to market time is dangerous too. Although if you're in a money market, it doesn't go up and down that much, it's not supposed to. Right. The other thing is you asked about a specific institution and again, we know, we're not in a position to do diligent specific institutions are common. You have to