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Coinbase
You don't need to store it in a bank, because it's not like gold. It's anyone really can store it on their own thumb drive if they want to. And even if you do store it, like in a custody like coin base, it's basically free because their costs are so minimal. The government's being the lender of last resort and being able to print more money to make good on their insurance claims,. So i think this is the history of what happened with bit coin for a couple of reasons.