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Meanwhile, in Switzerland...

Motley Fool Money

Is There a Trade-Off Between Deposit Insurance and Deposit Insurance?

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The case against deposit insurance is you want depositors, people lending money to the bank, to care how safe the bank is. The government should like own that, right? And say, okay, some amount of bigger deposits or business deposits up to whatever a million dollars or something are insured and we will charge for that because right now the government is providing free insurance. That doesn't make sense.

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