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The Data and Payment Spaces of an Application.
The banks were keeping all this data for themselves, and they weren't allowing anyone to get into it. So applications would have to build a to essentially reverse engineer the lo in flows of e when you lug into open banking. You don't have to reverse engineer, like e, the online banking e systemto get used as data to incorporate into your aplication. And payment is another very interesting application, whereby you can initiate payments directly from one bank account to go to another circumventing essentially a master card or other kind of payment prosen technologies.