Regulatory Dynamics in Banking

This chapter explores the evolving landscape of regulatory agencies like the CFPB, OCC, and FDIC amid political shifts, particularly focusing on Jonathan McKiernan's influence on the CFPB. The discussion encompasses the potential restructuring of the CFPB, the implications of recent political appointments, and the complexities of monitoring consumer compliance, especially concerning big banks. Participants analyze the overlapping roles of various regulatory bodies and the potential impacts of deregulatory reforms on the banking sector's future.