The Opportunities and Risks of AI and ML

Carolyn, I want to stick with you. And let's dig into some more detail around the themes and opportunities risks that you both are looking at these days. Maybe take us on a tour of the major markets that you invest in and compare and contrast the opportunities and the risks that you're seeing looking ahead. Okay, so let's go on a journey around the world. Carolyn, I'm going to start in the US where I actually do think that we could see a stronger US consumer than perhaps the market is expecting. The labor market is still tight. So that's encouraging. All of the data that we can see shows that consumer balance sheets are not particularly overlevered inflation,.