Central Bank Digital Currency

I believe it's naive to think that the internet will not do to finance and money what it has already done to other human activities. We all need to understand crypto as software, now it also may serve a capital formation function as a security or a commodity or currencies. And I think we all need to help our policymakers understand this innovation, develop well-suited legal and regulatory frameworks for the future of digital money. Finally, let's not be afraid of this. I can't believe how much fear and loathing I'm reading in the paper about FTX. It's the same old, same old,. same old, and it doesn't make any difference at all. But yet it