The credit score for students is b thin. Profiles, the underwriting that you need for a student is all paced on past and not forward looking. We want to come up with our own score, the merit score, that will allow schools to judge a student on their future success. So we would love to partner with the robin hood where it's forced savings. Take the keep taking the distributions from the student, but put it into an investment for the student's behalf waasin.

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