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What is Open Banking?
Mr. Open Banking
Is There a Threat to Banks Don't Adopt Open Banking?
There are two threats. I think there's a regulatory threat. At some stage the regulators are going to expect banks to implement apis. The other risk, which is probably what i think bank should be more concerned about, is the commercial risk. So if customers expect these experiences, which can only be deliver through an api channel, if that's what customers want and expect, then they might stop using your bank.
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