A four 57 plan doesn't offer the same provisions that a four o one k or a four o three b do. It is still eligible to be claimed by creditors if the company that you work for, theentity you work for goes bankrupt or r in litigation. The cases of a creditor going after a four 57 plan, or companies with four 57 plans struggling, are few and far between. But it all depends on how tax efficient you are without using thatplan.

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