Nicola's Goals Check-In

Phoebe and Nicola spoke about setting goals on their first episode of the year. They then broke that down into, okay, if we want to achieve that by December, we need to have done X each month,. And in order to do that, what are the steps or the changes we need to make to reach that? So now you're saving, rather than it being a thousand a month, there might be 1200. You've still got three quarters of the year to make up for it. Phoebe is going... I don't bet shit.