In this case, there were reasons to get worried about Silicon Valley Bank in the fact that they're drowning in deposits. But when people throw around the word Ponzi, it really is a hard word to throw around. This went from a Wednesday night press release to a Friday FTSU takeover. And I think what made Silicon Valley bank interesting for finance geeks or financial history is that it happened in 48 hours. It's just when banks have failed, like Lehman wasn't trouble as a broker dealer but for like months and it had been in trouble before.

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