447 | Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean Mullaney
ChooseFI
The Importance of Regular Annual Contributions
Roth IRA contributions can be withdrawn, tax and penalty-free at any age. The ordering rule is what's really protecting us here. If you do access earnings within five years of having made a Roth conversion, you have to pay the 10% penalty. Most people aren't going to make withdrawals from these things anyway.
00:00
Transcript
Play full episode
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.
