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ISAs, ISAs, baby... cheap flights and pensions boost
The Martin Lewis Podcast
The Importance of Cash Isers
Money in the cash iser is never, never taxed. But most people do not pay tax on savings anyway. A basic 20% rate tax pair can earn a thousand pounds of interest per year without it being taxed. So if you're not paying tax now and you've got less than 20,000 pounds worth of savings, I wouldn't bother putting it in a cash iser. The top cash isers are the best payers. Top one year fixed cash iser, shorebrook at 4.06%, just followed by Barclays at 4%.
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